www.gingerbread.org.uk With a quarter of all families now supported by single parents, many find themselves struggling to find the right assistance and help that they need to deal with the difficulties and struggles of raising a child alone. If you are a single parent struggling with low wages, stress or losing your home or job there are benefits and support programs in place that we can help you to find. Gingerbread are an expert charity that support single parents in need of a little help. We provide assistance in dealing with the difficulties, stress and desperate situations that being a single parent can sometimes bring to a disrupted family. Benefits and support are available through both national and local government agencies but it can be hard to find. By contacting Gingerbread we can help you by providing you with simple help and advice on how best to find and use the benefits and support that are available to you. Please call us on 0800 018 5026
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bit.ly Loan Modification – Bank of America In this video, I want to share with you the naked truth why many homeowners won’t get the loan modification they seek. First we must realize that loan are private contracts between a mortgage company and a homeowner. And unless there has been some violation of the law, mortgage companies are under no obligation to modify anyone loan. So we must realize that a loan modification is a privilege. This is why we have seen the government initiatives below and still have the housing crisis. Saving homeowners is simply not the law of the land. How Now The Hope Line Hope for Homeowners FHA Secure FHA Modernization Act Emergency Loan Modification Act of 2007 Emergency Economic Stabilization Act of 2008 Making Home Affordable Home Affordable Modification Program Home Affordable Modification Program 2.0 – Principle Reductions They have gamed the system. Now the banks are free to do what ever they can to maximize their profits. Since they all paid back their tarp funds, they are are under any obligation to the government to enact any special programs to help homeowners. This is why as we speak there are record numbers of families facing foreclosure. How else do you explain why 81% of Wachovia FSB homeowners eligible for a permanent loan modification received one, while only 25% of “eligible” Bank of America homeowners have? So if you are seeking a loan modification, what should you do? First off, you need to understand the performance of you