Car insurance or vehicle insurance is insurance purchased for cars and other motorized vehicles. It is used to give financial protection from physical damage or bodily injury brought about by traffic accidents and other liabilities that may arise from the said accident. But terms of car insurance differ from one region to another.

In many regions, owners of vehicles are mandated to purchase vehicle insurance before they can use or drive their vehicles. Due to the issue of uninsured motorists, many jurisdictions have experimented with an insurance plan that is paid every time you buy petrol, making collection easier. This insurance plan is termed “pay-as-you-drive.” This insurance will be proportionate to the distance traveled by your car, thereby making the insurance more efficient.

Car insurance can cover the following: medical payments for the injured insured party, payments for physical damage on the insured vehicle, financial assistance to third parties including the damage to car and other properties and bodily injuries to people, and insurance against theft and fire caused by a third party. The latter is for the protection of the insurance company from fraudulent claims by people who deliberately set their vehicles on fire. The circumstances under which the above terms are covered are specified in different insurance policies. Some policies require that a vehicle be insured independently against accident damage, fire damage, and theft. You can try finding information about the companies offering insurance quote toll free numbers.The circumstances under which the above terms are covered are specified in different insurance policies.

Some policies require that a vehicle be insured independently against accident damage, fire damage, and theft. You can try finding information about the companies offering insurance quote toll free numbers.

While in other jurisdictions coverage must be carried by the person at fault for the accident and his insurance carrier (what is called the tort system), in other jurisdictions, insurance coverage is available without regard for who is at fault in the vehicular accident. This type of insurance is referred to as the “No Fault Auto Insurance.”

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